FiinRatings Initial Rating Public Announcement: MB Shinsei Finance Limited Liability Company (‘Mcredit’)
FiinRatings is pleased to announce that it has assigned a first-time Long-Term Issuer Credit Rating of ‘A-’ to MB Shinsei Finance Limited Liability Company (“Mcredit” or “the Company”) with ‘Stable’ rating outlook.
Hanoi, 20 June 2024
FiinRatings is pleased to announce that it has assigned a first-time Long-Term Issuer Credit Rating of ‘A-’ to MB Shinsei Finance Limited Liability Company (“Mcredit” or “the Company”) with ‘Stable’ rating outlook.
Mcredit’s 'A-' Issuer Credit Rating ("ICR") with a 'Stable' outlook reflects FiinRatings' opinion that the Company’s credit profile will remain stable over the next 24 months, thanks to benefiting from the support of two major shareholders including Military Commercial Joint Stock Bank ("MBBank") and SBI Shinsei Bank ("SBISB").
The "Strong" business position reflects Mcredit's solid position among the leading consumer finance companies in Vietnam, benefiting from being part of MBBank’s ecosystem as well as from a diverse and stable business model, supported by relatively prudent management and close oversight from the Group.
Positioning itself as a trusted partner for convenient digital financial solutions, Mcredit, with its "Customer Centricity" strategy, is committed to becoming a leading digital financial services provider, built on a strong foundation, a team of professionals, and innovative solutions. FiinRatings expects that despite the common challenges of the industry, Mcredit will maintain its business position and improve its credit profile thanks to its own strengths.
Please click the link below for full Rating Public Announcement HERE.
FiinRatings.
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